Mortgage with Bad Credit in California

Don't let bad credit stop you from getting a mortgage in California. Realize you may pay higher mortgage interest rates but you should still be able to get a mortgage for your home even if you have sub-prime credit (poor credit or fair credit). Sub-prime is typically below 625-600 FICO score.

We have mortgage brokers who can help you refinance your home for people who have bad credit or to get a purchase loan for buying a new home. National lenders such as Ameriquest specialize in refinancing for those with bad or poor credit.

There are a number of ways to improve your credit score if you know you will need to refinance or get a mortgage to buy a home in the near future. If you have a trusted family member who would be willing to add your name to one of their credit cards, you can improve your credit score within 3-6 months. Other ways include just simply paying off your credit card bill each month on time and other debt you may have.

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